Be careful loan, credit card defaulters! Notice served through WhatsApp stands, rules Court

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As Jadhav kept shifting his house, SBI Cards had actually stopped working to serve the litigation notice to him over the previous few years. Have you defaulted on your loan or charge card payment and are evading the bank by not getting their calls or altering your residence? Better heal your ways as even a notification about a litigation served by your bank or the concerned celebration through WhatsApp stands, the Bombay High Court has ruled recently.According to a TOI report,

Rohidas Jadhav, a Nalasopara resident, had accumulated credit card charges of Rs 85,000 in the year 2010. Following arbitration procedures, Jadhav was in 2011 purchased to repay the amount due along with 8% interest. Jadhav, however, still could not clear his charges. Afterwards an execution application was filed by the bank, SBI Cards and Payment Providers, in 2015 to impose the arbitration award. The due amount at that time stood at Rs 1.17 lakh.As Jadhav kept moving his house, SBI Cards had actually cannot serve the lawsuits notification to him over the previous few years. Jadhav's phone number was readily available with SBI Cards. So, the representative of the bank sent out a message by means of WhatsApp informing Jadhav about the next date of hearing. The legal representative's notification was likewise sent out to Jadhav in a PDF. Advocate Murlidhar Kale, counsel for SBI Cards, informed the court that the blue ticks on the message showed that Jadhav had not just received the message, but also read its contents.As per the current

rules, a notice is served in individual or through a registered post. However," after the enactment of the IT Act, which identifies electronic communication as evidence, courts have enabled celebrations in a litigation to serve notification through email, in addition to traditional techniques, "says the TOI report.Justice Gautam Patel stated that Jadhav was served a notification by an

authorised officer of the bank who sent out a PDF and message to his mobile number as a WhatsApp message. "For the functions of service of notification, I will accept this. I do so because the icon indicators clearly reveal that not only was the message and attachment delivered but that both were opened,"Justice Patel said.

Source

https://www.financialexpress.com/money/beware-loan-credit-card-defaulters-notice-served-through-whatsapp-is-valid-rules-court/1208487/