Proposed costs might safeguard property owners from losing fire insurance coverage

House owners who may be dealing with non-renewal of their home insurance after the North Bay wildfires may get some help.Some house owners are worried their insurance coverage could be canceled due to high fire risks.State Senator Costs Dodd(D-Napa) heard some of the very same things we were hearing from homeowners.Homeowners like Sue Miller-McCasey of Forestville were getting

45 day notifications from their insurer that their policy would not be renewed.”I kind of knew it was coming due to the fact that my dear good friend Brent likewise got the exact same notification,” she said.Dodd informed ABC7 News something needed to be done.” I think it’s worrying, obviously, when something like this takes place that they’re just automatically cancelled, “Dodd said.He’s proposed a bill that would require an insurance coverage business to restore a one year policy a minimum of two times

after a home in a catastrophe zone has been destroyed.Another expense from State Senator Ricardo Lara (D-Los Angeles County) would avoid insurer from dropping or not renewing people like Miller-McCasey whose houses left damage from a disaster.The insurance coverage industry said it’s examining the legislation, but questions if such reform is even required.”So far, we have actually seen no proof other than anecdotal proof that there

is an issue getting insurance coverage in the entire state of California, consisting of those locations that have just recently suffered catastrophes,” stated Mark Sektnan of the Home Casualty Insurers Association of America.A report just released from the California Department of Insurance discovered that from 2010 to 2016, the number of non-renewal complaints it has actually received increased 249 percent.However, the Home Casualty Insurers Association explains the number of grievances in 2016 was 143, a number it called insignificant.Miller-McCasey fought her non-renewal. “I connected to Channel 7 just wanting to perhaps get my insurance coverage renewed,”

she stated.7 On Your Side gotten in touch with Liberty Mutual, however it declined to talk mentioning customer privacy.However, it did restore Miller-McCasey policy after she showed them the fire danger score the company gave her house did not match details from the Forestville Fire Department.If her insurance coverage had been cancelled, she would

have been required to acquire the much more pricey California Fair Plan policy, an insurance of last resort.”If that had happened, I probably could not manage to keep the cabin,”she said.Click here for a take a look at more stories and videos about the North Bay fires.Written and Produced by Randall Yip.

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