Stonegate Mortgage (NYSE: SGM) and Discover Financial Solutions (NYSE: DFS) are both financials companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst suggestions, threat, assessment, dividends, success, incomes and institutional ownership.
Threat & & Volatility Stonegate
Home mortgage has a beta of 1.45, indicating that its stock price is 45% more unpredictable than the S&P 500. Relatively, Discover Financial Solutions has a beta of 1.53, meaning that its stock price is 53% more unpredictable than the S&P 500.
Expert & & Institutional Ownership
44.3% of Stonegate Home mortgage shares are held by institutional financiers. Comparatively, 84.8% of Discover Financial Services shares are held by institutional financiers. 44.5% of Stonegate Home mortgage shares are held by company insiders. Comparatively, 1.0% of Discover Financial Providers shares are held by company insiders. Strong institutional ownership is an indication that large cash supervisors, endowments and hedge funds believe a company will surpass the marketplace over the long term.Valuation & Profits
This table & compares
Stonegate Mortgage and Discover Financial Solutions’gross income, earnings per share (EPS)and valuation.Gross Revenue Price/Sales Ratio Net Earnings Profits
|Per Share Price/Earnings||Ratio||Stonegate Home loan N/A N/A N/A$1.16 6.89 Discover Financial Providers$10.50 billion 2.62$2.39 billion$5.82 13.01|
|Discover Financial Services has higher revenue and ||incomes ||than Stonegate Home mortgage. Stonegate Home mortgage is trading at a lower price-to-earnings ||ratio than Discover Financial Providers, indicating that ||it is currently the more budget-friendly of the 2 stocks. Expert Rankings This is a breakdown of existing recommendations and cost targets for Stonegate Mortgage and Discover Financial Solutions, as supplied by MarketBeat. Offer Rankings Hold Ratings Buy Ratings Strong Buy Scores Rating Score Stonegate Home loan 0 0 0 0 N/A Discover Financial Solutions 0 6 16 0 2.73 Discover Financial Solutions has a consensus target rate of$77.00, showing a prospective benefit of 1.66%. Offered Discover Financial Solutions’ higher possible advantage, experts clearly believe Discover Financial Solutions is more ||beneficial than Stonegate Mortgage.Profitability This ||table compares Stonegate Mortgage and Discover Financial Providers’net margins ||, return on equity and return on assets.Net Margins Return on Equity Return ||on Assets Stonegate Home loan -13.22%-6.70% |
|-1.57%Discover Financial Services 20.04||%||21.01%||2.38%Dividends Discover Financial Services pays |
an annual dividend of$ 1.40 per share and has a dividend yield of 1.8%. Stonegate Mortgage does not pay a dividend. Discover Financial Solutions pays out 24.1%of its profits through a dividend. Stonegate Home loan has raised its dividend for 6 consecutive years.
Summary Discover Financial Services beats Stonegate Home mortgage on 10 of the 13 elements compared between the two stocks.Stonegate Home mortgage Business Profile Stonegate Mortgage Corporation is a non-bank home loan business. The Business is concentrated on originating, financing and servicing the United States domestic
|mortgage. The Business’s sectors include Originations, Maintenance ||, Financing and Other. The Originations section primarily comes from and offers property home loan ||loans, ||which |
the underwriting standards of the federal government sponsored enterprises and government companies, and non-agency whole loan investors. The Servicing section consists of loan administration, collection and default activities, including the collection and remittance of loan payments, responding to customer queries, collection of principal
and interest payments,
holding custodial funds for the payment of real estate tax and insurance premiums, counseling delinquent mortgagors and customizing loans. The Financing section consists of warehouse-lending activities to correspondent consumers by the Business’s subsidiary, NattyMac, LLC.Discover Financial Solutions Company Profile Discover Financial Services(DFS) is a direct banking and payment services business. The Company is a bank holding business, along with a financial holding company. The Company runs through 2 sections: Direct Banking and Payment Services. It supplies direct banking services and products, and payment services through its subsidiaries. It uses its clients charge card loans, private trainee loans, personal loans, house equity loans and deposit items. The Company’s Direct Banking segment consists of customer banking and lending products, specifically Discover-branded charge card provided to people and little businesses on the Discover Network and other consumer banking services and products. The Business’s direct banking offers credit cards, trainee loans, individual loans, home equity loans, and other consumer loaning and deposit items. The Payment Services segment includes PULSE, Diners Club and the Company’s Network Partners business.Receive News & Ratings for Stonegate Mortgage Daily-Enter your e-mail address below
to get a succinct everyday summary of the current news and analysts ‘ratings for Stonegate Home loan and associated companies with MarketBeat.com’s FREE daily e-mail newsletter.